I wonder if Zappia did much due diligence on the donor.
Just thinking about a few things:
- the guy is 27-28 and supposed to have about a year to live
- the disease he has (Shy-Drager Syndrome) has a life expectancy of 7-10 years from onset of symptoms
- therefore he's had the foresight to take out a sh*tload of life insurance by about age 20
- term life insurance for $13.8m taken out at 20, according to the Suncorp premium estimator, is about $1,240 a month.
- It would take about $20k of gross income to pay for that.
- That is a fair chunk of any 20 year old's wages. Not sure many 20 year olds would be thinking that far ahead.
- He is said to be a law student - and would have been sick and probably unable to work for a number of years, I expect, so hardly likely to have been earning much
- Hopefully he took out the insurance before he had any inkling of his illness. If not and he hasn't declared it to the insurer, chances are the policy will be void.
- I would expect any life insurer to demand a pretty extensive medical before agreeing to provide that sort of coverage amount.
I'm struggling to see how it all adds up, unless the guy was independently wealthy via his family or something.