So what’s stopping a team getting a bunch of possible soon to be retirees and putting them on a 5 year back ended deal and knowing full well that they’d be paying a lot less in year 1-3 and the payout would occur in 60% of the cases after 4-5 years when they are on overs? This is a dangerous game we’re playing if teams start manipulating the rules to allow this. Eventually a team will go broke.