It might come to a surprise to you, but they did not design bandwidth around your needs. If you don't need to upgrade, then don't. You seemed to have missed the nuance of the NBN 2.0 announcement. Basically it's a worthless dog in it's current state and potential owners have stated that they won't touch it because it will need a bucket of cash thrown at it in the future. Hence why ScoMo has dressed this up as a "Covid Recovery" infrastructure cash injection. However really they are doing what should have been done in the first place so they can flog it.