Eelementary
Post Whore
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In that case, car is registered under a business? Maybe that's why. Either way, all I pay is that.
Third party + rego + full comprehensive insurance + roadside assist costs me a tad over $1000. Sometimes Melbourne is alright.
Ours is a bit less (and for the same car)
CGU turned out to be almost half the price of RACV for insurance.
Personal car, for me.
And they gave me the best deal I could find, believe it or not.