$276 Thousand Reasons to Know This Is Going to Happen.

[bmwpower]

This coming from a saints supporter, that has MJ for their avatar.

You MUST be feeeling like a winner this year?

yeah why wouldnt i be?

 

[yy_cheng]

Is the dragons forum dead or something?

 

[bmwpower]

sorta

 

[yy_cheng]

why?

 

[bmwpower]

who knows

 

[Hollywood Jesus]

We know.

 

[yy_cheng]

We know.

Lest We Forget

 

[bmwpower]

sweet

 

[The EELiminator]

only thing is I have only spendings- not savings unfortunately!

xo

allegra i used to be the same i had 5 credit cards and a car loan i was juggling money around making cash withdrawals on credit cards to pay other bills
(here's your first piece of financial advice: NEVER do that)

after i paid the car off i set up an ing savings maximiser account its linked to your normal bank account and you can transfer money back and forth at any time but it gives you better interest
you can set it up to take money out automatically even $10 a week will add up over time
because its not available immediately it stops you using that money for impulse buys but you can still get at it if you really need it
http://www.ingdirect.com.au/savings/savings_products/savings_maximiser.htm

 

[NorthShoreEel]

Their wrists still hurt, and the bandages havent been taken off yet.

This clown sounds like he has come from a chapter in the Day of the Triffids:roll: - Jacko GORN, Saints GORN.

Hey BMW, did you know that Patrick Swayze died as well?

Did you just have a blindfold on, or the accompanying ear plugs as well?

 

[Allegra]

allegra i used to be the same i had 5 credit cards and a car loan i was juggling money around making cash withdrawals on credit cards to pay other bills
(here's your first piece of financial advice: NEVER do that)

after i paid the car off i set up an ing savings maximiser account its linked to your normal bank account and you can transfer money back and forth at any time but it gives you better interest
you can set it up to take money out automatically even $10 a week will add up over time
because its not available immediately it stops you using that money for impulse buys but you can still get at it if you really need it
http://www.ingdirect.com.au/savings/savings_products/savings_maximiser.htm

you guy's are financial advisors! stoked!

i was talking to my big bro about this, and he had strange things to say.

if u get 5% interest, and then inflation is 3% and u get taxed at 30%, do u have like ur money going backwards???

:crazy:

 

[Hollywood Jesus]

Actually, no, you'd be 0.5% better off.

But I thought tax was 15% on anything over $50k?

Also, if you're only getting 5% you can do better.

 

[yy_cheng]

allegra i used to be the same i had 5 credit cards and a car loan i was juggling money around making cash withdrawals on credit cards to pay other bills
(here's your first piece of financial advice: NEVER do that)

after i paid the car off i set up an ing savings maximiser account its linked to your normal bank account and you can transfer money back and forth at any time but it gives you better interest
you can set it up to take money out automatically even $10 a week will add up over time
because its not available immediately it stops you using that money for impulse buys but you can still get at it if you really need it
http://www.ingdirect.com.au/savings/savings_products/savings_maximiser.htm

I have a St George one.

The normal transactional account is called FREEDOM interest rate = 0.01% p.a.
The other Direct Saver (in which you have no access except via internet) has an interest rate of 3.20% p.a.

The money I need each month is in the Freedom and the Savings in the Direct Saver.

 

[bmwpower]

yes im trying to hide from our failure.

 

[Hollywood Jesus]

I have a St George one.

The normal transactional account is called FREEDOM interest rate = 0.01% p.a.
The other Direct Saver (in which you have no access except via internet) has an interest rate of 3.20% p.a.

The money I need each month is in the Freedom and the Savings in the Direct Saver.

Commonwealth has some internet only thingy with 7%, which is why I said if you're getting 5% then you can do better.

 

[The EELiminator]

Actually, no, you'd be 0.5% better off.

But I thought tax was 15% on anything over $50k?

Also, if you're only getting 5% you can do better.

we dont all have thousands from winning TAB tickets to throw around hj :lol:
i was just starting allegra off slow if she has no savings at all

 

[Allegra]

so if u get 5% interest u get 0.5% interest really.

if u get 6% interest u get 1.2%.

maybe i should just spend it? that seems a bit confusing grrrrr!

 

[Allegra]

is hoggy single? does anybody know?

i dont think he likes me coz he neva writes back.

he seems good with money though? like having it i mean..

 

[The EELiminator]

yes im trying to hide from our failure.

im amazed you can still type while lying in the foetal position on the floor

 

[yy_cheng]

is hoggy single? does anybody know?

i dont think he likes me coz he neva writes back.

he seems good with money though? like having it i mean..

I don't think so.

I think he said he was taking 3 weeks off work to look after his baby boy.