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Non Footy Chat Thread II

Gronk

Gronk

Moderator
Staff member
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77,720
Tomic & Kyrgios are both out of Rio now.

Jim Wilson ‏@JimWilsonTV 9m9 minutes ago
Jason Day wants to be there & knows what it means to represent Australia, Kyrgios arrogant & lacks respect #endofstory #Rio2016
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Um Adam Scott is "too busy" as well Jim.
 
Haynzy

Haynzy

First Grade
Messages
8,613
A question for you legal eagles.

My daughter just bought a car from a friend in Melbourne. She got a good deal, $2000 when it's worth about $4000. She hasn't got the rego put into her name yet and hasn't insured it yet.

This morning a drunk driver took out her car and four others while they were parked on the side of a road at a soccer game. The car is a write off. Because of that she won't be able to change over the rego as it has to go over the pits when changing from interstate.

Are we in a situation where we have to sue this bloke who was pissed and not covered by insurance?
Are we likely to be stuck with nothing?

The friend she bought it off hasn't taken it off his insurance yet and I guess the rego is still in his name until my daughter does the changeover.
 
Barry O'Speedwagon

Barry O'Speedwagon

Coach
Messages
19,393
Haynzy said:
A question for you legal eagles.

My daughter just bought a car from a friend in Melbourne. She got a good deal, $2000 when it's worth about $4000. She hasn't got the rego put into her name yet and hasn't insured it yet.

This morning a drunk driver took out her car and four others while they were parked on the side of a road at a soccer game. The car is a write off. Because of that she won't be able to change over the rego as it has to go over the pits when changing from interstate.

Are we in a situation where we have to sue this bloke who was pissed and not covered by insurance?
Are we likely to be stuck with nothing?

The friend she bought it off hasn't taken it off his insurance yet and I guess the rego is still in his name until my daughter does the changeover.
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I'd ring the insurance company and see what they have to say. This must happen every now and then. If the car is still covered financially, and you haven't been too tardy in getting the rest of the paperwork completed you might be ok.

How much time elapsed between the purchase of the car, and the 'accident'. Has the vendor submitted a 'notice of disposal' to the registry?
 
Last edited:
Haynzy

Haynzy

First Grade
Messages
8,613
Barry O'Speedwagon said:
I'd ring the insurance company and see what they have to say. This must happen every now and then. If the car is still covered financially, and you haven't been too tardy in getting the rest of the paperwork completed you might be ok.

How much time elapsed between the purchase of the car, and the 'accident'. Has the vendor submitted a 'notice of disposal' to the registry?
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No he was waiting for us to send back the plates.
For all intents and purposes I think the car still belongs to him and is under his insurance.
It's only been 7 days since she picked it up.
 
strider

strider

Post Whore
Messages
78,988
Haynzy said:
No he was waiting for us to send back the plates.
For all intents and purposes I think the car still belongs to him and is under his insurance.
It's only been 7 days since she picked it up.
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How much was it insured for? ... the dude could make some $s out of it if its a write off. ie more than 2000, he gets his insurance to pursue the dude, if not at fault then there would not be an excess claim i dont believe ... he gets the writeoff value, gives the 2000 to your daughter and keeps what is left for himself ... your daught at least breaks even, he makes the difference

Tho my concern is he's in melbourne yeah and the car was taken out a long way from there
 
Haynzy

Haynzy

First Grade
Messages
8,613
strider said:
How much was it insured for? ... the dude could make some $s out of it if its a write off. ie more than 2000, he gets his insurance to pursue the dude, if not at fault then there would not be an excess claim i dont believe ... he gets the writeoff value, gives the 2000 to your daughter and keeps what is left for himself ... your daught at least breaks even, he makes the difference

Tho my concern is he's in melbourne yeah and the car was taken out a long way from there
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You're right and that's how it's playing out. He's refunded the 'deposit' and will go through his insurance.
The distance isn't an issue in my opinion, he is a friend we have known for years and is from here so I don't think it will be construed as an unreasonable situation.

It's insured for market value which is closer to $4000 according to the red book.
 
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