Thank you I sense you are a good man, more than likely better than I. However I also have formal qualifications too and have worked in the field like the 'heavy hitters' at Wall Street
Bitcoin is rising due to speculation. No doubt, but the difference is that bitcoin has a proof of work component which means that it actually costs something to make it, (energy, computer power etc for mining) How much does that $50 bill cost to make? why is worth $50?. Is it even pegged to the gold standard or oil anymore. The Yanks are printing more money and getting away with it because they happen to be the bully in the playground.
You state yourself that the banks will have their own way of developing blockchain. Maybe so. However as we move into the virtual currency world Bitcoin will be like the $USD and everything will be pegged back to it. That is why it is here to stay.
Nobody knows it's true value yet. This is only the beginning. It will flatten out and could reach hundred of thousands because it needs to reach a very high market cap (into the trillions) before it can be used around the word. Remember there is only 21 million that can be mined and we are at 18 million. You know when the last one will be mined? 2140.
It's only the beginning, my friend, Get on.