OT: Current Affairs and Politics

[the phantom menace]

I think it's pretty low rating... as is all the talkback radio shock jock shit. They just carry on like more than a lowly 200,000 people might care

 

[Bandwagon]

It's primary purpose is to set the agenda for their other outlets who filter it through a slightly less lunatic lens.

Which then sets the news of the day as lazy merkins in New's mainstream rivals pick up the stories and run with them.

 

[84 Baby]

Download Sizzletown episode 58 then near the end is the commercial for Morrison the musical.

My name is Scott John Morrison
And there’s a million things I haven’t done
Like order enough Covid vaccine for everyone

 

[hindy111]

What's people's predictions with mortgages and houses. I get impression most will.be paying about 5-6% on bank loams by end of 2023/2024.
Mines at 1.98% fixed for another 2.5yrs. I know a lot of people who are similar. It will be quite a hike.

 

[84 Baby]

Maybe 2024. Probably not 2023.
I moved half of my loans to P&I anticipating rate hikes and most of that is offset so at least I know the higher repayments are paying off debt and not interest

 

[hindy111]

Maybe 2024. Probably not 2023.
I moved half of my loans to P&I anticipating rate hikes and most of that is offset so at least I know the higher repayments are paying off debt and not interest

I was confused by all this stuff so locked in fixed for 4yrs so know what have to pay. Got lucky with a low fixed rate. But once the terms over end of 2024 I feel like I will be paying $200 a week more

 

[84 Baby]

I was confused by all this stuff so locked in fixed for 4yrs so know what have to pay. Got lucky with a low fixed rate. But once the terms over end of 2024 I feel like I will be paying $200 a week more

Even at the low point, you were able to fix sub-2% for 4 years??? How the f**k did you scam that?
I got 1.98% on the remainder of my home loan but that was because it’s like 10% LVR, variable P&I, a discount from a professional association and had to change lenders. Even then it lasted all of a month before they moved it back above 2% (not that it really matters as it’s fully offset)

 

[hindy111]

Even at the low point, you were able to fix sub-2% for 4 years??? How the f**k did you scam that?
I got 1.98% on the remainder of my home loan but that was because it’s like 10% LVR, variable P&I, a discount from a professional association and had to change lenders. Even then it lasted all of a month before they moved it back above 2% (not that it really matters as it’s fully offset)

I originally got an investment loan. Then moved in after 6mths. And rang NAB about changing to a home owner loan as circumstances had changed. They said they can not change rate untill the 3yrs terms up. It was about 2.65% . I said well that wasn't explained to me as I told BANK id be moving after 1yrs I wouldn't of fixed for 3yrs at hugher rate. Then the manager said we will break your loan from fixed to variable and let you re do. So I fixed aslong as I could which was 4yrs. That was about 1.5yrs ago and what banks where offering.

 

[84 Baby]

I originally got an investment loan. Then moved in after 6mths. And rang NAB about changing to a home owner loan as circumstances had changed. They said they can not change rate untill the 3yrs terms up. It was about 2.65% . I said well that wasn't explained to me as I told BANK id be moving after 1yrs I wouldn't of fixed for 3yrs at hugher rate. Then the manager said we will break your loan from fixed to variable and let you re do. So I fixed aslong as I could which was 4yrs. That was about 1.5yrs ago and what banks where offering.

I don’t think they were offering that rate over 4 years even back then. Did you pay break fees?

 

[hindy111]

I don’t think they were offering that rate over 4 years even back then. Did you pay break fees?

No break fees.And yes they where. 4yrs was longest
The royal commission was coming after NAB I think at the time for bad advice on loans. I explained my situation and asked if I can change it to a home owner in 12mths to which I was told yes. It was never mentioned but the rate wouldn't change. I think it was just good timing.

 

[84 Baby]

No break fees.And yes they where. 4yrs was longest
The royal commission was coming after NAB I think at the time for bad advice on loans. I explained my situation and asked if I can change it to a home owner in 12mths to which I was told yes. It was never mentioned but the rate wouldn't change. I think it was just good timing.

They got a royally commissioned analling after they tried to anal you. It’s a good rate now. Not sure I’d have taken the 4 years still but if you don’t plan on moving then the 4 years is better than renting

 

[Eelementary]

I don't vote Labour, but I must say - I'm impressed with Albanese.

The way he handled the colossal submarine f**k-up from that imbecile Morrison was classy, and showed great political nous.

 

[Bandwagon]

I don't vote Labour, but I must say - I'm impressed with Albanese.

The way he handled the colossal submarine f**k-up from that imbecile Morrison was classy, and showed great political nous.

I think the French, for a number of reasons, are just glad they're not dealing with Scotty any more, so cut him a bit of a break in order to work towards repairing the relationship.

 

[hindy111]

Im liking Albanese as well. He seems like a good bloke

 

[crocodile]

Im liking Albanese as well. He seems like a good bloke

He was always a good bloke. Wasn't so sure how he'd go as leader though. Must admit, he's done pretty well so far.

 

[Twizzle]

I also like Penny Wong, seems to have done more in a couple of weeks than the other lot did in 10 years

 

[the phantom menace]

WHo let fricking Pauline Hanson crep over the line in the final senate spot? Queenslanders...

 

[Gary Gutful]

WHo let fricking Pauline Hanson crep over the line in the final senate spot? Queenslanders...

Don't know, but I reckon she's a demon in the sack.

 

[the phantom menace]

This kind of demon?

 

[crocodile]

Don't know, but I reckon she's a demon in the sack.

Be like shaggin' a glass of warm milk.