PNG's back.

[BuffaloRules]

depends if spending $1272 puts you in financial stress, and thats an avg. I suspect the people with the problem are the ones well above that avg whilst others are spending much less.
It seems strange to me you are defending an industry so proven to cause harm for little benefit.

That’s still not the point I’m making …. But if you haven’t got it by now I’m not sure I can put it any more clearer..

I did say initually that most people can enjoy sports gambling as a form of entertainment in moderation …. I still stand by that ..

 

[Perth Red]

There is no way you can prohibit gambling and police it effectively. Best you can do is regulate and eliminate anti social forms of it. Pokies should have been canned years ago. But a night on the punt with mates or going to the casino for blackjack/poker. Even if you lose you still get enjoyment out of it.

and no one suggesting that what happens. What you can do, and has been proven to work, is make it less socially ok, make it harder to access, less normal and make it more costly.
You can put people off harmful behaviour without totally banning it.

 

[Chief_Chujo]

We finally woke up to the harm of tobacco and did something about it, only a matter of time until gambling is treat the same way.

Just like Alcohol 100yrs ago. If the community deems something acceptable you can't do away with it with the strike of a pen. It just pushes it to the black market. See what's happened just recently with Vapes in Australia. Now you can't get trustworthy nicotine juice from NZ yet walk in to any Tobacconist and you can walk out with disposable filled with who knows what from China.

 

[BuffaloRules]

and no one suggesting that what happens. What you can do, and has been proven to work, is make it less socially ok, make it harder to access, less normal and make it more costly.
You can put people off harmful behaviour without totally banning it.

And you run the risk of forcing it underground where people can get themselves in much more trouble dealing with thugs offering credit and having a crooked game where the punter has even Less chance of winning

 

[Perth Red]

And you run the risk of forcing it underground where people can get themselves in much more trouble dealing with thugs offering credit and employing a crooked game where the punter has even Less chance of winning

again Im not suggesting banning it. I know that leads to worse outcomes.
Just dont have ads every 3 minutes whilst Im watching tv, or some gambling company telling me how good my mates are for sharing a multi with me, Dont have pokies on every street corner, dont tie in betting with sports enjoyment and so it goes on.
Theres a reason why Australia is now the #1 gambling country in the world (pp), our govts have been for too long in the industries pockets and allowed it to become normal within our society.

 

[Chief_Chujo]

again Im not suggesting banning it. I know that leads to worse outcomes.
Just dont have ads every 3 minutes whilst Im watching tv, or some gambling company telling me how good my mates are for sharing a multi with me, Dont have pokies on every street corner, dont tie in betting with sports enjoyment and so it goes on.
Theres a reason why Australia is now the #1 gambling country in the world (pp), our govts have been for too long in the industries pockets and allowed it to become normal within our society.

That, I agree with

 

[BuffaloRules]

again Im not suggesting banning it. I know that leads to worse outcomes.
Just dont have ads every 3 minutes whilst Im watching tv, or some gambling company telling me how good my mates are for sharing a multi with me, Dont have pokies on every street corner, dont tie in betting with sports enjoyment and so it goes on.
Theres a reason why Australia is now the #1 gambling country in the world (pp), our govts have been for too long in the industries pockets and allowed it to become normal within our society.

Australia has always been one of ..if not the biggest gamblers in the world. a long time before TVs …let alone TV gambling advertising

Do you gamble yourself out of interest ?

 

[Matt_CBY]

Seriously Perth Red is a left wing punish.

 

[Wb1234]

It's not like we dont have a ton of data and research on this.


Gambling-related harm is commonly assessed via the Problem Gambling Severity Index (PGSI). The PGSI provides a measure of at-risk gambling behaviour during the previous 12-month period.
It consists of 9 items (questions), such as ‘have you bet more than you could really afford to lose?’, with response options being never (0), sometimes (1), most of the time (2) and almost always (3).
Scores are summed for a total between 0 and 27.
Respondents are grouped into 4 categories based on their scores:

• non-‘problem’/non-risk gambling (0)
• low-risk gambling (1–2)
• moderate-risk gambling (3–7)
• ‘problem’/high-risk gambling (8–27).
• 
  
• Respondents scoring 1+ may be classified as being at some risk of, or already experiencing, gambling-related harm (Ferris and Wynne 2001).

Research conducted in 2022 found that almost half (46%) of Australians aged 18 and over who gambled would be classified as being at-risk of, or already experiencing, gambling harm (low, moderate, or high-risk PGSI categories combined).

Differences were observed by gender and age group, with a greater proportion of men who gambled being classified as at-risk of harm (53% for men and 38% for women). At-risk gambling was highest in 18–34-year-olds among both men (71%) and women (56%) (AGRC 2023; Figure 7).

More than 2 in 5 men (44% or an estimated 2.8 million Australian men aged 18 and over) reported having gambled in the past 12 months. Most men who gambled spent money on multiple activities, including:

• horse racing (56%)
• poker machines (54%)
• sports betting (46%) (Tajin et al. 2022).

Gambling in Australia

This topic summary@aims to:improve understanding of gambling participation and expenditure in Australiadescribe gambling-related impacts on health and wellbeinghighlight emerging gambling trends...

www.aihw.gov.au

Do you have a similar link for the impact of pawn brokers on society?

 

[Billythekid]

It’s amazing how y’all will leap to the defense of anything if you think it even tangentially could be seen as an attack on rugby league. What PR is posing is hardly controversial or new stuff. The impact of gambling on our society is well documented and there are plenty of well thought out ways of reducing that (and no banning gambling isn’t the answer and that’s not what is being recommended).

The problem is that gambling lobbies like so many other powerful bodies use their leverage to influence governments to make sure they’re allowed to do whatever the f**k they want no matter the consequences. Then we as a society are left to pick up the tab from the damage they cause.

 

[Wb1234]

Australia’s pawnbrokers are too lightly regulated and that’s a problem

In Australia, pawnbrokers are largely exempt from national consumer credit laws and it’s leaving often-desperate people exposed to acute risks, says University of Melbourne expert.

pursuit.unimelb.edu.au

“The woman had agreed to pay fees of $AU400 per month, an effective annual interest rate of 240 per cent.”

 

[Wb1234]

In the murky world of pawnbroking, the harms are well hidden | CHOICE

Consumer advocates say an inquiry into the industry is long overdue

www.choice.com.au

“He borrowed $300 using his $2000 Tag Heuer watch.

The watch was pawned at a monthly interest rate of 40%. That's equal to a 480% annual interest rate – 10 times higher than the 48% limit set out in the Consumer Credit (Victoria) Act 1995.”

 

[Wb1234]

Cash Converters to pay $42.5m to settle class action - ABC News

amp.abc.net.au

“Cash Converters has agreed to pay $42.5 million to settle a class action, in which it has been accused of charging vulnerable consumers excessive fees on personal loans.”


“It was alleged Cash Converters engaged in "unconscionable conduct" by charging annual interest rates in excess of 175 per cent from July 30, 2009 to June 30, 2013, sending tens of thousands of borrowers into "debt spirals".


And he’s one of the owners of the Perth bears nrl team

 

[Wb1234]

Cash Converters settles class action for $16.4 million - ABC News

amp.abc.net.au

This case involved loans up to 400 percent pa interest rate

 

[BuffaloRules]

Cash Converters settles class action for $16.4 million - ABC News

amp.abc.net.au

This case involved loans up to 400 percent pa interest rate

Imagine the impact on these families… which I’m assuming would be amongst some of the most disadvantaged in our society ..

I certainly hope and expect that the NRL and all its clubs have nothing to do with this company …

 

[Wb1234]

Imagine the impact on these families… which I’m assuming would be amongst some of the most disadvantaged in our society ..

I certainly hope and expect that the NRL and all its clubs have nothing to do with this company …

Perth businessman keen to put in ‘formal bid’ for WA NRL team

Perth businessman keen to put in ‘formal bid’ for WA NRL team

www.foxsports.com.au

“Peter Cumins, who is executive deputy chairman of Cash Converters, said he hoped his consortium would be part of an expanded 18-team competition in the future.”

Even mafia vig loans have a lower interest rate lol

 

[Mother Nature's Son]

When I was young and silly without fail I use to run out of money every fortnight about three days before payday. I had this beautiful briefcase my parents had given me for my 21st which I used to take down to the local pawnbroker and he`d give me $50 and three days later I`d reclaim it for about $70 or something. Worked perfectly for me, no probs with pawnbrokers here.

 

[AlwaysGreen]

Wbtiktok has completely lost it in his vain attempts to prove he's not an afl fan.

 

[BuffaloRules]

Perth businessman keen to put in ‘formal bid’ for WA NRL team

Perth businessman keen to put in ‘formal bid’ for WA NRL team

www.foxsports.com.au

“Peter Cumins, who is executive deputy chairman of Cash Converters, said he hoped his consortium would be part of an expanded 18-team competition in the future.”

Even mafia vig loans have a lower interest rate lol

If they are involved in the sponsorship of the team, think I can predict
a future AFLBC story getting some air time a couple of days before the Western Bears first game …

 

[Wb1234]

If they are involved in the sponsorship of the team, think I can predict
a future AFLBC story getting some air time a couple of days before the Western Bears first game …

They were the original sponsor of the Perth reds so maybe again now