I completely understand the need for post-career support, however it can become very murky - how do they prove that injuries/issues in later life are a direct result of their NRL career, and haven’t been sustained doing other things? That will be the issue with any insurance type cover - the cost will be astronomical, as you’re likely just having to cover them for everything, for the rest of their life.
Another similar issue, and people won’t like this, is around mental health and the health of the brain. Unfortunately, the typical demographic of a rugby league player, coupled with the social climate of being in and around a rugby league team, and exasperated by things like never having to have had a ‘proper job’, being molly coddled since being a talented junior, and having their whole life routine planned for them throughout their career, and that suddenly not being the case after retirement, means they are more susceptible to making poor decisions around alcohol and drugs - both of which have serious ramifications on health and life stability. The NRL picking up the tab for these issues doesn’t feel right, and again will cost a fortune. And the RLPA want the NRL to pay for it, but let the RLPA run it.
If the RLPA are so keen on this sort of thing, why don’t they increase their membership fee, and they can cover the cost in future?