I'm not sure that's true. The club will have 3rd party person insurance to cover anyone for an accident that occurs on their property - that may apply. Also, I used to work for a construction company, we'd trial boilermakers in the workshop where they'd have to prove their competencies, and that was before they got an offer of employment. They were still covered by the company's insurances somehow. NRL clubs may have something similar.
You would have to know what was in the insurance policies to know if this was an issue or not. None of us will know that.
Except we know you have to be contracted to be covered by insurance. There were multiple stories about players potentially missing out on the world cup because they were uncontracted and uninsured.
This means that players currently without a club for 2023 – like Marty Taupau – risk playing without insurance if a deal cannot be struck, which means that they could face a significant financial cost themselves should they suffer an injury in the tournament.
Multiple stars could be forced out of World Cup by admin issue
It threatens to rule some big names out of the upcoming tournament.
www.zerotackle.com
Lets say Corey Allan didn't have a contract when he did his ACL? Not only does he have to get surgery and go through rehab without the support of a club, he loses income for a year and since he's without a game for a year, doesn't get to prove himself to other clubs so he could struggle to get another NRL contract. Who do you think he goes after for loss of income?
The rules are there for a reason, and they protect both player and club. We broke the rules, it's as simple as that. I don't understand why so many people feel the need to argue against that.